Loan to Value Ratio Merged data Codebook: Loan_to_value_merged_Codebook European Central Bank Codebook: Loan_to_value_EU_ECB_Codebook Ifo Institute: Center for Economic Study Group Munich Codebook: Loan_to_value_MultiCountry_CESifo_Codebook Chiuri and Jappelli Codebook: Loan_to_value_MultiCountry_Chiuri_Jappelli_Codebook Jappelli and Pagano Codebook: Loan_to_value_MultiCountry_Jappelli_Pagano_Codebook Maclennan Codebook: Loan_to_value_MultiCountry_Maclennan_Codebook Chiuri and Boca Codebook: Loan_to_value_MultiCountry_Chiuri_Boca_Codebook